We make it easy for good drivers to save
Unlike traditional auto insurance companies who base your rate on things like age, credit score, marital status, and ZIP code, we base rates primarily on how you drive, not who you are.
Here's how:
Download the app
Drive like normal for a few weeks
Get your score
If you’re a good driver, you could save big
Why switch to Root?
Better rates
Your driving is the #1 factor that goes into your rate. That means the better you drive, the more you could save.
Customize your coverage
You can control your coverage. Add what you want, leave off what you don’t, and make instant price adjustments.
All in the app
It’s all at your fingertips—pick your coverage, view insurance cards, request roadside assistance, file a claim, and more.
Data-driven
The app uses your actual driving behavior to give you the quote you deserve—now that’s fair.
I work for a car insurance company. They gave me a monthly rate of just over $500. I didn’t take that and went with Geico for about $240 a month. Root gave me a quote for $105—I’m being rated based on how I actually drive.
Anthony B.
I have saved $100/month and improved my full insurance coverage. Incredible! I adore it.
Christopher O.
Root’s quote was almost 40% less than what I had been paying. We’re saving almost $400 per year, even taking into account the discount we had been getting on our homeowners insurance.
Chris A.