Better drivers deserve better rates
You could save hundreds with Root.
Get a free car insurance quote online now.
Real reviews from happy customers
4.7 stars for a reason | almost 60,000 reviews and counting*
Safe driving. Great insurance! I Switched from Geico, paid 6 months upfront and went from $1,100/6 months to $743/6 months.
Connor S.
Trying Root was the best decision I could have made. I now have full coverage while spending $400 less than what I was paying Progressive for only partial coverage.
Jennifer P.
Prices are at least half of what everyone else wants (Progressive, State Farm, etc.) and when our car got destroyed by a fallen tree limb, Root was in touch the next day and had everything done by the end of the week. If I could give more than 5 stars I would.
Tanya P.
Affordable. Easy. Fair.
Car insurance at your fingertips
Get an auto insurance quote online, then manage your policy and file claims conveniently in the app.
Instantly adjust price levels
Customize your policy or choose a Root recommended plan. See how your price changes with different coverage levels.
Good drivers save more
Start saving with a rate based primarily on how you drive. The better you drive, the more you could save.
What’s covered?
Each of our policies includes at least the state minimum requirements. Then you can add more coverages or change your levels of coverage to make the right policy for you.
Liability coverage
We make sure you have at least the state minimum Liability requirements, including Bodily Injury and Property Damage coverages.
Get “full coverage”
You can add Collision and Comprehensive to your policy. Having these coverages and Liability is often referred to as having “full coverage.”
Roadside Assistance**
You can opt to include Roadside Assistance with any policy.
Add more coverages
Add other coverages, like Medical Payments and Uninsured/Underinsured Motorist Bodily Injury. You can see all our coverages here.
Driving behavior is the #1 factor in your rate
Most traditional auto insurance companies base your rate only on things like age, credit score, marital status, and ZIP code.
At Root, your driving behavior is the #1 factor in determining your car insurance rate. The Root app uses mobile technology to measure your driving habits. Just drive like you normally would, and the app does the rest.**
Root benefits at a glance
Save up to $900/year
Manage everything all in an app
Personalize your coverage
File a claim in minutes
Roadside Assistance
Earn rewards for referring friends
Start saving on car insurance
Get a rate based primarily on how you drive. The safer you drive, the more you could save.
*4.7 out of 5 based on 48.9K ratings for the Root app in the App Store as of February 2021.
**Test drive may not be available for policies purchased through an agent.