Better drivers deserve better rates

You could save hundreds with Root.

Get a free car insurance quote online now.

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Real reviews from happy customers

4.7 stars for a reason | almost 60,000 reviews and counting*

Safe driving. Great insurance! I Switched from Geico, paid 6 months upfront and went from $1,100/6 months to $743/6 months.

Connor S.

Trying Root was the best decision I could have made. I now have full coverage while spending $400 less than what I was paying Progressive for only partial coverage.

Jennifer P.

Prices are at least half of what everyone else wants (Progressive, State Farm, etc.) and when our car got destroyed by a fallen tree limb, Root was in touch the next day and had everything done by the end of the week. If I could give more than 5 stars I would.

Tanya P.

Affordable. Easy. Fair.

Hand holds a smart phone showing the Root car insurance app.

Car insurance at your fingertips

Get an auto insurance quote online, then manage your policy and file claims conveniently in the app.

Three car insurance coverage options are displayed vertically. The one in the middle is highlighted orange.

Instantly adjust price levels

Customize your policy or choose a Root recommended plan. See how your price changes with different coverage levels.

Good drivers save more

Start saving with a rate based primarily on how you drive. The better you drive, the more you could save.

What’s covered?

Each of our policies includes at least the state minimum requirements. Then you can add more coverages or change your levels of coverage to make the right policy for you.

Liability coverage

We make sure you have at least the state minimum Liability requirements, including Bodily Injury and Property Damage coverages.

Get “full coverage”

You can add Collision and Comprehensive to your policy. Having these coverages and Liability is often referred to as having “full coverage.”

Roadside Assistance**

You can opt to include Roadside Assistance with any policy.

Add more coverages

Add other coverages, like Medical Payments and Uninsured/Underinsured Motorist Bodily Injury. You can see all our coverages here.

Driving behavior is the #1 factor in your rate

Most traditional auto insurance companies base your rate only on things like age, credit score, marital status, and ZIP code.

At Root, we calculate car insurance rates by basing them primarily on your driving behavior. The Root app uses mobile technology to measure your driving habits. Just drive like you normally would, and the app does the rest.