Car insurance made simple

See how easy finding the right auto insurance coverage can be.

Check our prices

Over 3 million drivers have already switched

Over 65,000 reviews and counting

4.7 stars in the Apple App Store

4.7 out of 5 stars review
Headshots of real customers of Root insurance

Safe driving. Great insurance! I Switched from Geico, paid 6 months upfront and went from $1,100/6 months to $743/6 months.

Connor S.

It’s so helpful for a single mom with a perfect driving record to not have to worry about my insurance bill going up every other month. Thank you.

Lulu R.

I am sooo happy to be saving about $1000 a year for my auto insurance. Root is an insurance that makes sense when it comes to how they price. Thanks Root!

Jason C.

4.7-star average rating for the Root mobile app in the App Store® as of May 2026.

Better drivers deserve better rates

Get a quote and get on the road in less than 5 minutes with Root. It’s practical, simple, and fast car insurance for drivers who have more important stuff to do.

Everything you get

Car insurance with all the perks.

Get a policy in less than 5 minutes

Get a quote, bind your policy, and get on the road in minutes. It's that simple.

Save more when you drive safely

Drivers who share their driving data could qualify for a better rate. Our best drivers save up $109 a month.

Easily manage your policy in the app

Keep your car insurance close at hand by managing your policy right in the Root app. Access your insurance information and take care of your policy on the go, all from your phone.

Earn a referral gift

Refer a friend and you could both earn a reward offer when they take the test drive and get a quote. Visit our referral page to learn more about eligibility and how the program works.

Get Roadside Assistance

Get help when the unexpected leaves you stuck. Opt into Roadside Assistance for services like towing, jump starts, lockouts, and more to help you get back on the road.

File a claim in 3 minutes

Start your car insurance claim right in the Root app as soon as an incident occurs. Upload photos and information from your phone, and let our dedicated claims team take it from there.

See where Root Insurance offers coverage

Select your state to learn about the coverages available where you live.

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How does Root car insurance work?

Car insurance for good drivers

Get a quote

Input your information—just the basics like your driver’s license number, home address, and vehicle details.

Bind your policy

Pick the coverages that make the most sense for you and pay your premium. You save when you pay for your term in full.

Get on the road

Start driving with Root. It’s that simple. View insurance cards, file a claim, and see your policy information in the app.

Get a quote

*Visit the referral page for more information.

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Root Inc.

80 E. Rich Street

Suite 500

Columbus, OH 43215

Copyright ROOT 2026. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH. Disclaimer for quotes: We reserve the right to refuse to quote any individual a premium rate for the insurance advertised herein. Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply. Not available in all states. Disclaimer for savings: Based on survey of actual customers who purchased a new Root policy between February 2025 – February 2026 and reported savings; changes in coverage levels not evaluated. Potential savings will vary. For Maryland residents: Telematics is not used and resulting represented savings are not applicable. For California residents: Telematics is not used and resulting represented savings are not applicable. Referral program not applicable. Roadside Assistance purchased as separate coverage. Visit joinroot.com/califaq for more information. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.