Better drivers deserve better rates
You could save hundreds with Root. Get a free car insurance quote online now.
Over 65,000 reviews and counting
4.7 stars in the App Store
Safe driving. Great insurance! I Switched from Geico, paid 6 months upfront and went from $1,100/6 months to $743/6 months.
Connor S.
It’s so helpful for a single mom with a perfect driving record to not have to worry about my insurance bill going up every other month. Thank you
Lulu R.
I am sooo happy to be saving about $1000 a year for my auto insurance. Root is an insurance that makes sense when it comes to how they price. Thanks Root!
Jason C.
4.7 out of 5 based on 66.7K ratings for the Root app in the App Store as of January 2024.
Affordable. Easy. Fair.
Car insurance at your fingertips
Get an auto insurance quote online, then manage your policy and file claims conveniently in the app.
Instantly adjust price levels
Customize your policy or choose a Root recommended plan. See how your price changes with different coverage levels.
Good drivers save more
Start saving with a rate based primarily on how you drive. The better you drive, the more you could save.
What’s covered?
Each of our policies includes at least the state minimum requirements and Roadside Assistance. Then you can add more coverages or change your levels of coverage to make the right policy for you.
Roadside Assistance
We include Roadside Assistance with every policy except in CA and NV, where you can add it on as separate coverage.
Liability coverage
We make sure you have at least the state minimum Liability requirements, including Bodily Injury and Property Damage coverages.
Get “full coverage”
You can add Collision and Comprehensive to your policy. Having these coverages and Liability is often referred to as having “full coverage.”
Add more coverages
Add other coverages, like Medical Payments and Uninsured/ Underinsured Motorist Bodily Injury. You can see all our coverages here.
Driving behavior is the #1 factor in your rate
Most traditional auto insurance companies base your rate only on things like age, credit score, marital status, and ZIP code.
At Root, we calculate car insurance rates by basing them primarily on your driving behavior. The Root app uses mobile technology to measure your driving habits. Just drive like you normally would, and the app does the rest.
Root benefits at a glance
Personalize your coverage
Use the app to adjust your limits on coverages and see just how much your rates change, then decide what’s right for you.
Our best drivers save up to $900/year
Start saving with a rate based primarily on how you drive. The better you drive, the more you could save.
Easily manage your policy in the app
Get a quote online, then manage your policy conveniently in the app.
Earn cash offers for referring friends
Help us grow our community of good drivers. Even better, when one of your friends takes the test drive and gets a quote, you both earn a reward offer.
24/7 Roadside assistance
If you need a tow truck, jump start, or if you lock your keys in the car, we'll cover the help you need to get back on the road. Included with every policy except in CA and NV, where you can add it on as separate coverage.
File a claim in 3 minutes
In the event of an accident, you can quickly and easily file a claim right in the app. No phone calls, no hassle.
