Parkersburg auto insurance
Root car insurance is making auto insurance fair by basing your rate primarily on how safe you are behind the wheel and not your demographics.
Parkersburg, WV is known for Blennerhassett Island, which is a national historic site in the heart of the Ohio River. With the growing number of drivers on the road along with increased auto repair costs bumping up auto insurance rates in Parkersburg, it’s especially important for locals to work with an auto insurance company that rewards good driving.
Most traditional insurers base their insurance rates on demographics including your age, gender, marital status, and ZIP code. Since demographics don’t indicate your actual risk as a driver, doesn’t it make sense to look for a car insurance company in Parkersburg that offers lower rates for responsible drivers?
Get your car insurance in Parkersburg, WV
Need auto insurance in Parkersburg? The good news is that you can start your insurance quote in just minutes. Then, complete the test drive (just by driving around like you normally would) to get a quote. The Root app will measure your driving and if you drive safely, you could get a lower rate.
Root’s simple, intuitive mobile app makes it easy to get a quote. And with a Root policy, you can manage coverage, claims, and access important documents all from your phone.
Parkersburg auto insurance coverage
If you own a car and drive in West Virginia, you're required to purchase car insurance and meet certain minimum coverage amounts. West Virginia requires that all drivers purchase auto insurance with Liability coverage and Uninsured/Underinsured Motorist coverage from a company authorized to do business in the state of West Virginia. Minimum coverage requirements include:
Minimum required Liability coverage:
$25,000 for Bodily Injury (per person)
$50,000 for Bodily Injury (per accident – multiple people injured)
$25,000 for Property Damage
Minimum required Uninsured/Underinsured Motorist coverage:
$25,000 for Bodily Injury (per person)
$50,000 for Bodily Injury (per accident – multiple people injured)
$25,000 for Property Damage
You may want to consider purchasing more than the absolute minimum amount of coverage—while it may raise your monthly premium, higher coverage levels mean that you’re better protected in the event of an accident.
While West Virginia doesn’t have any requirements concerning Comprehensive, Collision, or other coverages, consider how much you could afford to pay for repairs if your car was damaged. Purchasing additional insurance coverage can save you a significant amount of money if you get into an accident or if something happens to your car. For example, Collision insurance can help you pay for repair costs after a fender bender, and Comprehensive insurance can help you save money if an expensive part is stolen from your car. Types of additional insurance coverage you should consider include:
Roadside Assistance (comes standard with every Root policy, except in California)
If you’re stopped for a traffic violation or after an accident, West Virginia requires that you provide proof of insurance. The good news is that West Virginia accepts evidence of insurance presented on a cell phone, so you can pull up your insurance cards quickly and easily in Root’s mobile app.
Parkersburg car insurance cost and quote
The average West Virginian pays $1,299 per year for car insurance. But like major cities across the country, Parkersburg insurance quotes are often much higher than the rest of the state.
While auto insurance in Parkersburg is often high, that doesn’t have to be the case. Instead of basing rates on things like where you live, how old you are, or your credit score, Root primarily bases car insurance rates on how safely customers drive. This means that you can get cheap car insurance with Root just by being a safe and responsible driver.
Just download the Root app, hop in the car, and complete the test drive in order to get a quote and see how much you could save. Root’s sophisticated app will keep track of your driving behavior and assign a score based on how you drive. If you like your quote, you can customize your coverage and finalize your policy details all from your phone. It’s also easy and convenient to submit claims and manage your policy details using the Root app.
By basing your rate primarily on your safe driving habits, Root could save you up to $900 a year on car insurance. Get a car insurance quote.