Better rates for better drivers in Nebraska

To legally operate a vehicle in Nebraska, you must carry Liability insurance and Uninsured/Underinsured Motorist coverage. If you are found driving without these coverage, you may face fines and suspension of your vehicle registration.

Liability coverage helps to pay for property damage or bodily injuries that occur from a car accident you cause. It does not cover harm to you or your family members (that’s what Personal Injury Protection and Medical Pay coverages are for). It also doesn’t cover your vehicle, but Collision and Comprehensive coverages do—these additional coverages can help you avoid major expenses in the event of an accident.

Minimum required Liability coverage in Nebraska: 

• $25,000 Bodily Injury (per person)

• $50,000 Bodily Injury (per accident – multiple people injured)

• $25,000 Property Damage

You can select higher limits if you’d like more coverage.

Uninsured Motorist and Underinsured Motorist coverages are both required coverages. They pay for the damages, losses, and injuries you suffer if you’re in an accident caused by a driver who doesn’t have car insurance. You’re also covered if you’re in an accident with a driver whose car insurance is insufficient or is considered underinsured.

Minimum required Uninsured Motorist and Underinsured Motorist coverage in Nebraska:

• $25,000 Bodily Injury (per person)

• $50,000 Bodily Injury (per accident – multiple people injured)

You can always opt for higher limits if you want more coverage.

SR-22 insurance is a liability document for high-risk insurance policies. It’s proof of responsibility and a guarantee that you’ll be insured for a certain period of time. If you decide to cancel your coverage or it lapses for any reason, your insurance company is required to notify the Nebraska Department of Motor Vehicles. You can easily request an SR-22 in the Root app.