Fair car insurance in Alabama
From Huntsville to Birmingham, Auburn to Montgomery, and all the way to Luverne—Alabamians can get fair and affordable car insurance with Root. Simply download the app, complete the test drive, and then see what you’ll save on your Alabama car insurance quote. If you’re a good driver, you could save hundreds on auto insurance in AL.
How it works
Traditional auto insurance companies base your rate on your demographic data, such as age, marital status, or ZIP code. We don’t think that’s a fair way to offer car insurance quotes. That’s why at Root, we’ll base your Alabama auto insurance rate primarily on how you drive, not who you are.
Download the app
Visit the App Store or Google Play. Sign up in less than a minute.
Drive around
We use your smartphone to measure your driving behavior. Better driving = more savings.
Get your quote
You can customize and purchase your policy, all in the Root app.
State requirements for car insurance in Alabama
What are the minimum requirements in Alabama?
To legally operate a vehicle in Alabama, you must carry Liability insurance. If you are found driving without these coverages, you may face fines and suspension of your vehicle registration.
Liability coverage
Liability car insurance helps to pay for any bodily injuries or property damage that occurs from a car accident you cause. It does not cover you or your passengers (that’s what MedPay is for) or your vehicle (but Collision and Comprehensive coverages do).
Minimum Liability coverage Alabama drivers must carry:
$25,000 for bodily injury (per person)
$50,000 for bodily injury (per accident)
$25,000 for property damage (per accident)
You can select higher limits if you’d like more coverage.
What is the average cost of Alabama car insurance?
The average Alabamian pays $1,358¹ per year for their auto insurance, but many people are paying much more. Root doesn’t insure high-risk drivers, so our customers are saving up to $900 a year on their car insurance.
What other coverages does Root offer?
Collision
Rental Car coverage
Personal Injury Protection
Medical Payments
(MedPay)
Comprehensive
(including glass coverage)
Roadside Assistance
(included with every Root policy)
What is the average cost of Alabama car insurance?
The average Alabamian pays $1,358¹ per year for their auto insurance, but many people are paying much more. Root doesn’t insure high-risk drivers, so our customers are saving up to $900 a year on their car insurance.
Start saving on auto insurance in AL
Get a car insurance quote based primarily on how you drive. You could save hundreds.