# Root Insurance

> Root is a US car insurance company that prices policies primarily on how people drive, measured through the Root mobile app. Consumers get quotes, buy and manage policies, and file claims with Root.

joinroot.com is the consumer site for Root Insurance. The main onboarding flow for new customers is the quote flow at https://quote.joinroot.com. Developers integrating Root's insurance API into their own product should start with the Root Bind API documentation at https://root-bind-api.readme.io.

## Get a quote (main onboarding flow)

- [Get a quote](https://quote.joinroot.com): The main onboarding flow for new Root customers.
- [Renters insurance](https://www.joinroot.com/renters-insurance/): Root's renters insurance quote flow.
- [Test drive](https://www.joinroot.com/test-drive/): How Root's app-based test drive works. Driving behavior is the single largest factor in a customer's rate, and not every driver qualifies.
- [Download the Root app](https://www.joinroot.com/mobile-app/): iOS and Android download links. Policies, insurance cards, and claims live in the app.
- [Sign in](https://account.joinroot.com): Existing policyholders manage their account here.

## Developers and partners

- [Root Bind API documentation](https://root-bind-api.readme.io): Developer hub for the Root Bind API — the REST API partners use to embed auto insurance quoting, binding, and policy management into their own products. Machine-readable index: https://root-bind-api.readme.io/llms.txt
- [Getting started](https://root-bind-api.readme.io/docs/getting-started): Prerequisites, the core quote-to-bind flow, and the three integration paths (hosted, fully embedded, and API-first).
- [Authentication](https://root-bind-api.readme.io/docs/authentication-guide): Bearer tokens, integration secret keys, and token refresh.
- [MCP server](https://root-bind-api.readme.io/docs/mcp): Connect AI tools to the Root Bind API; server endpoint: https://root-bind-api.readme.io/mcp
- [Partnerships](https://www.joinroot.com/partnerships/): Root's API is partnership-gated — email partnerships@root.com to explore an integration.
- [Root Platform documentation](https://docs.rootplatform.com): For insurers, MGAs, and brands building insurance products on Root's platform (a different product from the Root Bind API). Machine-readable index: https://docs.rootplatform.com/llms.txt

## Help and claims

- [Help center / FAQ](https://www.joinroot.com/help/): Answers on pricing, test drives, payments, coverage, referrals, and claims.
- [File a claim](https://www.joinroot.com/claims/): Root customers can file in the app or call 866-980-9431.
- [Report a claim as a non-customer](https://claims.joinroot.com/portal/fnol): For people in an accident with a Root policyholder who are not Root customers themselves.
- [Contact customer support](https://www.joinroot.com/contact/): help@joinroot.com
- [Coverage options](https://www.joinroot.com/coverage/): Liability, collision, comprehensive, roadside assistance, and more.
- [Availability by state](https://www.joinroot.com/insurance-availability-by-state/): Root is not available in every US state.

## Company

- [About Root](https://inc.joinroot.com/company/)
- [Blog](https://www.joinroot.com/blog/)
- [Customer reviews](https://www.joinroot.com/customer-reviews/)
- [Careers](https://inc.joinroot.com/careers/)
- [Press](https://inc.joinroot.com/press/)

## Optional

- [Root for insurance agents](https://www.joinroot.com/agents/): Independent agencies can get appointed to sell Root; agent support: agentsupport@joinroot.com.
- [Referral program](https://www.joinroot.com/referrals/) and [affiliates program](https://www.joinroot.com/partners/affiliates/)
- [Brand guide](https://www.joinroot.com/brand-guide/)
- [Sitemap](https://www.joinroot.com/sitemap-index.xml)
- [Security and vulnerability disclosure](https://www.joinroot.com/security/)